Charlottesville real estate and homes for sale in Virginia - Angie Holly Decker, REALTOR® Angie Holly Decker REALTOR(r) for Charlottesville, Virginia real estate - NUMBER1EXPERT™ Angie Holly Decker NUMBER1EXPERT(tm) for Charlottesville, Virginia real estate

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Angie Holly Decker, REALTOR®, real estate agent and broker for Charlottesville Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 434-977-8865.


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Mortgage Prequalification: Charlottesville Virginia home buying, real estate listings, and homes for sale in Albermarle                     County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Charlottesville Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Angie Holly Decker, REALTOR®, real estate agent and broker for Charlottesville Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Angie Holly Decker
Real Estate III

1318 Piper Way
Keswick, VA. 22947
434 977-8865
800 776-5111
434 295-3351
Fax: 434 977-8940
Email: AHollyDecker@number1expert.com

Charlottesville, Virginia is said to be one of the best places in America to live! I couldn’t agree more, as I’ve spent twenty two delightful years here in this wonderful city. I am originally from Charleston, SC and can appreciate the pleasure of Charlottesville’s four distinct seasons and very temperate climate. I am married to musician Jeff Decker and have four grown children. Family has been paramount in my life and therefore I consider my children to be one of my greatest accomplishments. My degrees in both education and nursing have served me well as a wife, mother and real estate professional. As a full time associate with Real Estate III and top producer for the past seventeen years, serving my clients has been a very rewarding experience. I appreciate the challenges and concerns each individual client brings to the table and I assist them every step of the way in an effort to reach their goals.

CRS Equal Housing MLS REALTOR


Real Estate III real estate and homes for sale in Charlottesville Virginia



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